# Lloyd Owen — Developer

> I turn ambitious ideas into products people love. Developer based in the UK — mobile apps, web products, and AI transformation.

## About

Lloyd Owen is a developer based in the UK who partners with founders and teams to build digital products from concept to launch. He specialises in mobile apps, web products, and AI transformation for businesses.

## Services

- Mobile Apps: Native-feeling mobile experiences from first tap to App Store.
- Products & Web Apps: Full-stack products with clean interfaces, solid architecture, and polish.
- AI Transformation: Helping businesses put AI at the centre of how they operate — real decision-making, real efficiency, real competitive advantage.

## Pricing

Per-project pricing starting from £3k. Includes end-to-end product design and development, unlimited revisions, direct access, full source code handover, and no hidden fees.

## Portfolio

- [Finleyy](https://lloydowen.dev/portfolio/finleyy): AI-powered FCA compliance agent trained on the entire FCA Handbook. Real-time regulatory data, company due diligence, and compliance guidance — free to use.
- [IncidentRoom](https://lloydowen.dev/portfolio/incidentroom): Discord-native incident management. Dedicated channels, automatic status pages, and AI-powered community updates.
- [Clarian](https://lloydowen.dev/portfolio/clarian): AI-powered RegTech platform for managing firm networks, staff fitness & propriety, and regulatory risk.

## Blog

- [AI is changing business — and most companies aren't ready](https://lloydowen.dev/blog/ai-is-changing-business): Non-tech businesses are racing to adopt AI without understanding it. But the ones getting it right are seeing results they never imagined.
- [I use AI to build websites faster — here's what nobody tells you](https://lloydowen.dev/blog/i-use-ai-to-build-websites-faster): AI is helping me deliver web projects in a week instead of a month. But it's not the magic wand people think it is.

## Contact

- Email: lloyd@lloydowen.dev
- Website: https://lloydowen.dev
- Contact page: https://lloydowen.dev/contact

## Full content

For the complete text of all pages and blog posts, see: https://lloydowen.dev/llms-full.txt