About
I'm Lloyd — a senior product engineer based in the UK. I build ambitious digital products for founders and teams who want agency-grade work without the agency.
Years inside FinTech and FCA-regulated industries, shipping products that have to be secure, auditable, and actually used by real people. One person, end-to-end — faster, leaner, and at a fraction of what an agency would charge.
How I work
- One person, end-to-end
- Design, frontend, backend, mobile, infra. No handoffs.
- Senior by default
- Every line of code, every decision, every conversation is mine.
- Direct line, always
- Slack, Discord, WhatsApp — whichever you already use.
- You own everything
- Code, infrastructure, designs. Day one access, full handover.
Building, not just shipping
Alongside client work I run my own products in the FCA RegTech space — Finleyy and Clarian. Building keeps the craft sharp and means I'm fluent in the same problems my clients face.